Don't like current interest rate? Owner financing may be available at lower rate of 4.75%! Many changes have been made since the last ownership! This is a very well maintained property.. This waterfront home sits on 0.55 Acre with 100 Ft. of Corp Engineers property on Tugaloo River/Lake Hartwell in Madison Shores Subdivision. Turn-key 3 Bedroom – 2 ½ bath Cottage Style Home - 1792 Sq. Ft. under AC with an additional 1024 Sq. Ft. carport under roof. Home is being sold partially furnished. List of items is available. New high speed 100 MBPS Internet Installed, new 55 Inch Smart TV and all appliances convey including a 1 year old Maytag washer & dryer. There is a 2 year old Trane reverse cycle A/C and new ductwork throughout plus a new commercial de-humidifier and a 1 year old tankless gas water heater. Interior of home has new solid core wood doors and hardwood floors throughout. Bathrooms and shower are updated. A new kitchen awaits the chef with new soft close drawers, cabinets, granite countertops, under cabinet lighting, 2 convection ovens, smooth cooktop , GE 22 cu. ft. French Refrigerator with bottom drawer freezer with icemaker in door, Bosch dishwasher and 1100 watt microwave oven. Off the kitchen is a glassed-in sun room that opens to rear deck for barbequing. Beautiful gas log fireplace has river rock all the way to the 2nd floor. If you prefer burning wood, it can be converted back to a wood-burning fireplace. An Acorn battery powered stairlift is included to make step climbing easy. There’s a 2 car carport plus a 12 x 18ft workshop with 6 ft overhead garage door for easy access to your toys. Above this is a 2nd floor unfinished bonus room 22 x 12 ft with electric installed and permanent access stairs. There is also a 10 x 10 ft metal utility shed in rear yard for additional storage. The septic was pumped in 2020. Roof replaced in 2016. There is electricity in the Pergola. See pictures of water when lake was up just two months ago. Water heater & fireplace run off 220# propane tank. Nest doorbell with camera conveys. Get ready for the water fun with a 17 ft. Sun Chaser pontoon boat with Honda 30 HP 4 cycle engine with trailer. There is also a Keto 55 Lb thrust electric trolling motor for times when Army Corp lowers the lake water. Brand new 46 inch Husqvarna zero turn lawn mower is available at additional cost. Not thrilled with the current interest rates? Again, don't let that stop you from your moving plans because with a very sizable down payment, this home is offered with possible owner financing over 10 yrs at 4.75% (at owner’s discretion depending on price and terms.) The Army Corp just lowered the water level so the dock is currently dry. There is usually 4' water depth at dock February through August. There is a boat ramp nearby.